• ALT="insurance basics at The Insurance Problem Solver"

The Insurance Problem Solver

The Insurance Problem Solver was born from the recognition that many people and small businesses do not understand insurance. I saw the same misunderstandings throughout my career as an insurance attorney, and perhaps these issues concern you, too:

  • About insurance and how it differs from other financial products
  • The purpose of insurance
  • How to buy insurance
  • The types of insurance that exist
  • How to read an insurance policy
  • How to use insurance
  • How to effectively submit claims and contest denials of payment

I practiced insurance law for 30 years. I represented consumers, insurance companies, was an insurance regulator, taught insurance law and wrote about insurance for other lawyers and for the insurance industry. At this point in my life I want to assist you in understanding what can be a confusing topic, but one that is crucial that you comprehend. It is that goal to which The Insurance Problem Solver is dedicated.

Who Is Luke Brown

My name is Luke Brown, and I earned my bachelor’s degree from the University of Maryland and my J.D. from Cleveland-Marshall College of Law. I practiced insurance law in Florida for more than 30 years.
Although I don’t practice law now, while I did, I was able to help consumer and business clients solve insurance problems. I also served the citizens of Florida as an attorney with the Florida Office of Insurance Regulation and later became its well-known Unauthorized Entities Supervisor. I taught insurance at Florida State University and its law school.
I have written and edited books on insurance for attorneys, and I regularly write on insurance for consumers and businesses in various media. In short, I know how insurance works, and I know how to cut through its red tape.
I dedicate myself to helping individuals and small businesses work through and resolve insurance problems without the need for costly and time-consuming lawsuits. While sometimes, attorneys and legal formalities are necessary, I recognize that a simpler, more direct, efficient and economical solution may exist and must be tried first.

That’s why I created The Insurance Problem Solver.

What Types of  Insurance Can I Help You With?

Homeowners Insurance
Health Insurance
Automobile Insurance
Life Insurance
Long Term Care Insurance