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Should I Buy Pet Insurance?

Murray Brown Pet insurance is near and dear to my heart. If you’ve read any of my articles, I hope that you’ve learned something about insurance. It’s a contract by which someone (or something), called the insured, is protected from a particular financial harm by transferring the risk of it to an insurance [...]

By | January 19th, 2017|Insurance Tips, Love Of Dogs|0 Comments

Selecting Life Insurance Beneficiaries

Life insurance statement A life insurance beneficiary is a person or entity named in a life insurance policy to get its proceeds. There can be more than one beneficiary designated. The “proceeds” of a life insurance policy is the amount due to the beneficiary(ies) when the insured dies. The amount depends on the [...]

By | January 12th, 2017|Insurance Tips|0 Comments

Insurance Deductibles And How They Work

Life insurance statement Deductibles, in the insurance sense, are an amount of money that you, the insured, pay before the insurance company is obliged to pay anything toward a covered loss. A “covered loss” is one that the insurance company promised to pay in the policy. Deductibles are found in many kinds of [...]

By | December 23rd, 2016|Insurance Tips|0 Comments

Disability Insurance And Loss of Income

Disability insurance is not something people consider. Everybody knows that at some point they are going to die. Income stops at death, even if you are working and earning income at the time of death. One of the purposes of life insurance is to provide money for your survivors upon which they can live. There [...]

By | December 2nd, 2016|Health Insurance|0 Comments

Millennials And Health Insurance

With the economy in the can and the stability of employment being, well, unstable, many Millennials are unable to get or keep their dream jobs. But they still need income, so many opt to work for themselves. Gigs here and there, some longer than others, but nonetheless, work. The upside is that it gives a [...]

By | November 23rd, 2016|Health Insurance|0 Comments

Medicare Open Enrollment 2017: What To Know

Medicare Open Enrollment 2017 is happening right now. You may not know, but for your sake, should know, that Medicare Open Enrollment 2017 started October 16, 2016 and runs through December 7, 2016. The significance of it is huge. It is the chance to either keep the Medicare options you selected at about this time [...]

By | November 13th, 2016|Health Insurance|0 Comments

Homeowners’ Tips To Manage Storm Aftermath

The storm aftermath may be worse than the storm itself. I’m writing this from Tallahassee, FL where we were under a hurricane warning as of September 1, 2016 with Hurricane Hermine. The predictions were right and the storm arrived on schedule. Power at my house went out around 10:30 p.m. and was not restored for [...]

By | September 8th, 2016|Homeowners Insurance|0 Comments

Louisiana Flooding And Homeowners Insurance

Homeowners in Louisiana are at the mercy of receding floodwaters and mold abatement that destroyed Livingston Parish homes and surrounding areas.  The Louisiana flooding has been labeled the worst flooding in the U.S. since Hurricane Sandy that wreaked havoc up and down the Eastern Seaboard. Homeowners who elect to live in flood plains need to [...]

By | August 30th, 2016|Homeowners Insurance|0 Comments