Monthly Archives: December 2015


More Life Insurance For Kids

I recently wrote this blog post, Life Insurance for Kids—Really? and in the article I discussed why it might not be so crazy to get life insurance for a child. For example: Barring extraordinary circumstances, life insurance protection on a child is inexpensive. Assuming that there are no health issues when applying for life insurance [...]

By | December 31st, 2015|Insurance Tips|3 Comments

Life Insurance For Kids…Really?

If you have visited my site before and read my blog, you’ll know that the whole purpose of The Insurance Problem Solver is to make insurance understandable and usable for you. I am here to try to anticipate your questions, to answer them, and to generally be your guide through the interstices (a $10 word [...]

By | December 29th, 2015|Insurance Tips|5 Comments

Holiday Parties And Insurance Liability

If there were ever a time for parties, we’re upon it. House parties for Christmas, Chanukah, New Year’s Eve, New Year’s Day, Super Bowl, Kwanzaa, and more. All for fun? Yes, all for fun. Always fun? No, not always. Risk abounds. Risks of Holiday Parties And Premises Liability I, The Insurance Problem Solver, want to [...]

By | December 17th, 2015|Insurance Tips|0 Comments

7 Primary Types Of Annuities

In the first post I wrote on annuities, I explain the difference. Here, I’d like to explain briefly about the various types of annuities so you can continue learning how to secure your financial future, or become more comfortable with the options you have. An annuity is a financial product issued by an insurance company. Therefore, it is “risk-bearing.” […]

By | December 9th, 2015|Planning For Retirement|0 Comments

HIPAA And Health Insurance Implications

HIPAA is the acronym for a broad body of federal law, The Health Insurance Portability and Accountability Act that has existed since 1996. Because it is a federal law it applies in all states. Like many laws, HIPAA covers several topics. Some of them are not directly connected with each other, but there are some that have common threads. One of the threads ties together health insurance, the delivery of health care services, and the confidentiality and sharing of personal medical information. That’s the one we will discuss here. Interestingly, HIPPA does not now apply to life insurance, long-term care insurance, or various other kinds of insurance that implicate a person’s health condition. […]

By | December 4th, 2015|Health Insurance|1 Comment