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Disability Insurance And Loss of Income

Disability insurance is not something people consider. Everybody knows that at some point they are going to die. Income stops at death, even if you are working and earning income at the time of death. One of the purposes of life insurance is to provide money for your survivors upon which they can live. There [...]

By | December 2nd, 2016|Health Insurance|0 Comments

Millennials And Health Insurance

With the economy in the can and the stability of employment being, well, unstable, many Millennials are unable to get or keep their dream jobs. But they still need income, so many opt to work for themselves. Gigs here and there, some longer than others, but nonetheless, work. The upside is that it gives a [...]

By | November 23rd, 2016|Health Insurance|0 Comments

Medicare Open Enrollment 2017: What To Know

Medicare Open Enrollment 2017 is happening right now. You may not know, but for your sake, should know, that Medicare Open Enrollment 2017 started October 16, 2016 and runs through December 7, 2016. The significance of it is huge. It is the chance to either keep the Medicare options you selected at about this time [...]

By | November 13th, 2016|Health Insurance|0 Comments

Managed Care Mysteries: Group Models

Managed care mysteries are complex, and that’s why we want to help you understand the various models members select from when purchasing. In the previous piece on managed care mysteries: staff models, we explored a more singular entity almost like a clinic where many services are offered under one roof. If you’re responsible for your own health insurance, I encourage you to understand these differences so you make the best choice for you and your family. Today, we’re addressing another aspect of managed care, called group models. […]

By | June 8th, 2016|Health Insurance|0 Comments

More Managed Care Mysteries: Staff Models

There are many managed care mysteries among managed care organizations (MCOs) especially among structures. It's a challenge to understand all of them. Whether you are still working and faced with health insurance choices through the human resources department or have your own business and need to obtain health insurance to comply with the law, you [...]

By | June 3rd, 2016|Health Insurance|1 Comment

Working Your Way Through Managed Care

This is a continuation of our series on health insurance and in particular, managed care. Managed care can be intricate, so it will be explained in several articles. The term, “managed care” is common and to many, has a stigma of lower quality health care. There may have been a time when that had some [...]

By | April 27th, 2016|Health Insurance|1 Comment

Seniors Must Understand Health Insurance

Senior Couple Sitting On Sofa Using Digital Tablet You’ve spent a career working. Maybe you had health insurance through your company, or maybe, if working for yourself, you had an individual policy. As likely as not, you didn’t fully understood it. Now, you are retired. If you had group coverage at work, maybe [...]

By | April 19th, 2016|Health Insurance|2 Comments

What Is Health Insurance?

medicine, age, health care and people concept - senior woman, man and doctor with clipboard at hospital ward Health insurance has dominated the news, political, and health care discussions for the past many years. But do you really know what it is or how it works? In a series of articles, starting with [...]

By | April 12th, 2016|Health Insurance|3 Comments

Failing Zeus: Give Pet Dental Care

Murray Brown In November, I wrote a blog called Insurance, Tumors, Murray, Milo and Me. Until then, my writing had been strictly informational about insurance. Subsequent articles picked up on that style and theme, including a couple on dental insurance. For those who did not read Insurance, Tumors, Murray, Milo and Me, it [...]

By | February 16th, 2016|Health Insurance, Love Of Dogs|0 Comments

Dental Insurance Exclusions And Other Thoughts

Although dental insurance is not the same as health insurance, oral health has a great deal to do with general health. Oral health refers to the day to day care of the mouth and teeth that is vital to overall health. It touches every aspect of life but is often taken for granted. The mouth, in a major way, reflects the overall health of an individual’s body. For example, it can show signs of nutritional deficiencies or general infection. Systemic diseases that affect the entire body may first appear as anomalies in the mouth, such as lesions or other oral problems. Unless oral health is maintained, many aspects of physical health can be affected. To say nothing of the cosmetic factors that attend poor oral health. […]

By | February 4th, 2016|Health Insurance|0 Comments