We discussed the generalities of dental insurance in a previous blog post. Here’s your bridge to some specifics. The main varieties of genuine dental insurance are these: Dental PPO Plans (DPPO). “PPO” stands for Preferred Provider Organization. DPPO’s use a network of providers to deliver dental services to members. The members pay a periodic premium [...]
During open enrollment and at other times, myriad companies offer dental insurance. By “myriad companies” I mean not just employers that offer health and dental insurance options to employees, but also to dental insurance companies themselves. Open Enrollment 2016 runs from November 1, 2015, until January 31, 2016. This is when individuals can make changes [...]
I recently wrote this blog post, Life Insurance for Kids—Really? and in the article I discussed why it might not be so crazy to get life insurance for a child. For example: Barring extraordinary circumstances, life insurance protection on a child is inexpensive. Assuming that there are no health issues when applying for life insurance [...]
If you have visited my site before and read my blog, you’ll know that the whole purpose of The Insurance Problem Solver is to make insurance understandable and usable for you. I am here to try to anticipate your questions, to answer them, and to generally be your guide through the interstices (a $10 word [...]
If there were ever a time for parties, we’re upon it. House parties for Christmas, Chanukah, New Year’s Eve, New Year’s Day, Super Bowl, Kwanzaa, and more. All for fun? Yes, all for fun. Always fun? No, not always. Risk abounds. Risks of Holiday Parties And Premises Liability I, The Insurance Problem Solver, want to [...]
Those are not words that are often uttered in the same breath. But maybe there is a connection. To see it, one has to look beyond the strict business of insurance. As I have said so often before, insurance is, above and beyond all else, protection. Sure, there are many business uses for it, like [...]
You might have fake insurance and not know it. Understanding, buying and using insurance is complicated and confusing. That’s why I created The Insurance Problem Solver. My goal is to explain it to you and to run interference if you need help. I’m not the smartest guy in the room; hell, I can’t change the [...]
The time of year has again arrived. No, not Columbus Day, but for many it is like exploring a new world. No, not Halloween, but for many it is just as scary. No, not Thanksgiving, but many may get just as “fed-up.” I’m referring to “Open Enrollment.” It’s when you get to make your health [...]
[fusion_builder_container hundred_percent=”yes” overflow=”visible”][fusion_builder_row][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”] What Is Umbrella Insurance? I recently wrote an article to explain umbrella insurance. If you missed it, you can find it here. Personal umbrella insurance policies increase policy limits and [...]
[fusion_builder_container hundred_percent=”yes” overflow=”visible”][fusion_builder_row][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”] What Is Umbrella Insurance? Do you know what umbrella insurance is? Let me share an analogy with you to explain. Have you ever gone to work on a bright, [...]
