Perhaps the two primary coverages in an automobile insurance policy are the collision coverage and comprehensive coverage. That’s because more auto-related incidents result in property damage than in any kind of significant bodily injury. Yet, collision and comprehensive insurance coverage are frequently confused and misunderstood. In a nutshell, collision coverage provides insurance protection for physical [...]
We've been talking about subrogation, and here is more on subrogation to help you better understand how insurance companies try to recover claims from one insurance company to another. When accidents happen, the insurance company is on the list of who gets called from the scene of the accident. How Does Subrogation Recovery Happen? 1. [...]
Subrogation is a word that not many recognize, but in the insurance world it is an important concept. We’ve discussed two of the main first-party automobile insurance coverages: collision coverage and comprehensive coverage. To review, those kinds of auto insurance coverages pay you (or a repair facility) for damage to your insured car under the [...]
Managed care mysteries are complex, and that’s why we want to help you understand the various models members select from when purchasing. In the previous piece on managed care mysteries: staff models, we explored a more singular entity almost like a clinic where many services are offered under one roof. If you’re responsible for your [...]
There are many managed care mysteries among managed care organizations (MCOs) especially among structures. It's a challenge to understand all of them. Whether you are still working and faced with health insurance choices through the human resources department or have your own business and need to obtain health insurance to comply with the law, you [...]