Insurance Deductibles And How They Work

[fusion_builder_container hundred_percent="yes" overflow="visible"][fusion_builder_row][fusion_builder_column type="1_1" background_position="left top" background_color="" border_size="" border_color="" border_style="solid" spacing="yes" background_image="" background_repeat="no-repeat" padding="" margin_top="0px" margin_bottom="0px" class="" id="" animation_type="" animation_speed="0.3" animation_direction="left" hide_on_mobile="no" center_content="no" min_height="none"] Life insurance statement Deductibles, in the insurance sense, are an amount of money that you, the insured, pay before the insurance company is obliged to pay anything toward a covered [...]

By Luke Brown|2017-01-20T13:28:29+00:00December 23rd, 2016|Insurance Tips|Comments Off

Disability Insurance And Loss of Income

Disability insurance is not something people consider. Everybody knows that at some point they are going to die. Income stops at death, even if you are working and earning income at the time of death. One of the purposes of life insurance is to provide money for your survivors upon which they can live. There [...]

By Luke Brown|2017-01-20T13:28:32+00:00December 2nd, 2016|Health Insurance|Comments Off

Millennials And Health Insurance

With the economy in the can and the stability of employment being, well, unstable, many Millennials are unable to get or keep their dream jobs. But they still need income, so many opt to work for themselves. Gigs here and there, some longer than others, but nonetheless, work. The upside is that it gives a [...]

By Luke Brown|2017-01-20T13:28:34+00:00November 23rd, 2016|Health Insurance|Comments Off

Medicare Open Enrollment 2017: What To Know

Medicare Open Enrollment 2017 is happening right now. You may not know, but for your sake, should know, that Medicare Open Enrollment 2017 started October 16, 2016 and runs through December 7, 2016. The significance of it is huge. It is the chance to either keep the Medicare options you selected at about this time [...]

By Luke Brown|2017-01-20T13:28:37+00:00November 13th, 2016|Health Insurance|Comments Off

Homeowners’ Tips To Manage Storm Aftermath

The storm aftermath may be worse than the storm itself. I’m writing this from Tallahassee, FL where we were under a hurricane warning as of September 1, 2016 with Hurricane Hermine. The predictions were right and the storm arrived on schedule. Power at my house went out around 10:30 p.m. and was not restored for [...]

By Luke Brown|2017-01-20T13:28:38+00:00September 8th, 2016|Homeowners Insurance|Comments Off

Using Homeowner’s Insurance For Different Claims

Using homeowner's insurance after it's purchased is not something we often know how to do. You bought homeowner’s insurance for one of four main reasons: To make you feel secure that your property would be protected if something happened that could damage it. Related, it made you feel secure that your assets were safe(r). If [...]

By Luke Brown|2017-01-20T13:28:41+00:00September 1st, 2016|Homeowners Insurance|Comments Off

Louisiana Flooding And Homeowners Insurance

Homeowners in Louisiana are at the mercy of receding floodwaters and mold abatement that destroyed Livingston Parish homes and surrounding areas. The Louisiana flooding has been labeled the worst flooding in the U.S. since Hurricane Sandy that wreaked havoc up and down the Eastern Seaboard. Homeowners who elect to live in flood plains need to [...]

By Luke Brown|2017-01-20T13:28:43+00:00August 30th, 2016|Homeowners Insurance|Comments Off

Personal Injury Protection Insurance

We just discussed n0-fault insurance coverage or personal injury protection (PIP) as it is often known. Personal injury protection is first-party insurance. When we refer to PIP, personal injury protection, the car insurance is specific to you and does not cover the person or entity with which you had the collision. This type of insurance [...]

By Luke Brown|2017-01-20T13:28:46+00:00August 4th, 2016|Auto Insurance Tips|Comments Off

What Is No-Fault Insurance Coverage?

No-fault insurance coverage may be available in your state. This post is about how it works and what you should know. In a similar way to the collision and comprehensive automobile insurance that we have discussed, no-fault insurance is first-party insurance. No-fault insurance is sometimes called “Personal Injury Protection” or just PIP. Let’s call it [...]

By Luke Brown|2017-01-20T13:28:48+00:00August 1st, 2016|Auto Insurance Tips|Comments Off

Homeowners’ Insurance And Water

Homeowners' insurance and water are not a laughing matter. Your home shouldn't be a liquid asset! Homeowners' insurance may or may not cover water damage, and this is an area you need to know about before signing on the dotted line! Today, I want to discuss a common issue that arises for homeowners: water damage [...]

By Luke Brown|2017-01-20T13:28:54+00:00July 21st, 2016|Homeowners Insurance|Comments Off

Yearly Archives: 2016